it takes ten days to one month for the bank to make an appointment for repayment. From application to repayment, each bank has different regulations. Some banks need to make an appointment with the bank 1 working days in advance and fill out a written application. Some banks stipulate that if they want to make an appointment for repayment, they should apply one month in advance.

repayment by appointment means that after the bank applies for repayment by appointment account, the bank will automatically deduct the corresponding credit card debt from the repayment account designated by the customer on the date of repayment by appointment of the customer's credit card. Under normal circumstances, it is necessary to pay liquidated damages when the loan is repaid in advance less than one year, and the liquidated damages are 5% of the prepayment amount.

if this business is handled, the cardholder should ensure that there is enough money in the agreed repayment account, so as not to stop the early repayment due to lack of enough money. The agreed repayment account can be a credit card or a savings card.

if you want to make an appointment for repayment, first of all, the borrower should inquire about the loan balance and the original loan contract terms, and consult the materials to be prepared for prepayment by telephone; Secondly, the borrower goes to the credit department of the bank to fill in the application for prepayment, get the application approval and repay the loan. In this way, the scheduled repayment can be completed.

I'd like to remind you that making an appointment for repayment will cause the bank to lose some interest, so it is reasonable for the bank to charge a certain handling fee.