1. You can apply to the credit card customer service of the bank where the credit card is located. Cardholders can call the credit card customer service after the deadline, switch to manual service according to the voice prompt, and then apply to the customer service to stop payment. After verifying the cardholder's information, the manual customer service will apply for stopping payment for the user, and then the cardholder only needs to wait for the bank's audit and the approval result.

2. You can bring your ID card and bank card to the branch counter of the relevant bank to handle business. We must show a sincere attitude when handling it. If we are really unable to repay it at present, we must express our willingness to repay it actively.

What do you mean, stop paying?

When the credit card holder is unable to repay the debt due to special reasons, he can consult with the bank and apply for the bank to suspend interest calculation and leave the arrears for later treatment. To put it simply, suspending interest calculation means bookkeeping first and then repayment.