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How long does it take after a credit card is canceled and the credit report no longer shows the card?

How long this situation will be displayed depends on whether the credit card has any bad records such as overdue payment.

1. No expected record: There is no overdue record when the credit card is canceled. About 45 days after cancellation, the credit report will be updated to show that the credit card account has been canceled.

2. Credit card has overdue and other bad records: These bad records will be retained for 5 years after the overdue debt is settled. After 5 years, they will be automatically deleted from the personal credit report, but the cancellation status will still remain. It will be displayed until the end of the credit report update cycle.