The credit card has been blacklisted by the bank, so how to eliminate it? Let me give you some suggestions below:
1. After your credit card is on the blacklist, do not cancel it, just maintain normal consumption for a long time. Usually after 2 years, that's it. That is, within one year, if someone opens your credit report and takes a look, they will see that there was one bad record before. As long as the subsequent ones are good, the bank can take it into consideration.
2. Bad records will lead to negative scores, but as long as you maintain good records for a period of time, the total score will naturally rise again.
3. The method to eliminate bad credit card records is very simple: spend more with your card and repay on time. If you have any questions, you can continue to consult me ??and I will be happy to help you answer them. . .