The minimum repayment amount refers to the minimum amount you should repay before the final payment date after the credit card statement is issued. Calculated by the bank system, the amount shown on the bill shall prevail. Under normal card use, the minimum repayment amount has a fixed calculation method.

If the customer fails to repay on time, the bank has the right to issue a minimum repayment amount based on the actual situation. Those who repay the minimum repayment amount will not be able to enjoy the interest-free repayment treatment and will have to pay recurring interest at a daily interest rate of 0.5%, but they can still maintain a good credit record. The remaining unpaid amount and the interest due will be included in the subsequent bill, and you can repay according to the bill.