First, the billing date of Guangfa Bank's credit card is the same as the cardholder's birthday, and the repayment date is 20 days later. For example, the cardholder's birthday is on the 5th, and the repayment will be made on the 25th of each month. \x0d\ 2. The billing date of Guangfa Bank is fixed and cannot be changed; \x0d\ Thirdly, the consumption on or before the billing date is the current consumption, while the consumption starting on the next day of the billing date belongs to the next bill and enjoys a long interest-free period; \x0d\ Fourthly, if your debit card is bound to an agreed account for repayment, as long as you keep the card in a normal state and the amount in the card is sufficient before the repayment date, it will be automatically deducted on the due repayment date.