Bank of Nanjing Xin installment credit card was approved if it met the requirements. The application conditions are as follows:

1. The applicant must be at least 18 years old.

2. The applicant has full capacity for civil conduct and has a legal and stable source of income and ability to pay.

3. Applicants are China residents with good credit standing, foreigners with permanent residency in China, and compatriots from Hong Kong, Macao and Taiwan.