Forget it.

The country does not have similar laws and regulations. Strictly speaking, anyone who uses false identification or financial resources to obtain a credit card is a credit card fraud crime stipulated in Article 196 of the Criminal Law. It is impossible for the country to encourage everyone to do so. If you use false means to defraud a credit card, of course it is impossible to stipulate how much money to charge is legal;

For those who defraud a credit card, it is fine that the bank does not find out, but as long as there is overdue payment, the bank will In the end, cardholders will be prosecuted for credit card fraud and malicious overdrafts. Once the police trace the source of the application, they will definitely find the intermediary who packaged the false certificates, and they will be involved;

Be responsible.