Yes, the minimum installment repayment is the same as ordinary repayment, and both can be repaid through online banking, but the remaining part of the minimum repayment is subject to interest.

I. Description of the minimum repayment amount of credit cards of Guangfa Bank

The minimum repayment amount of CGB's credit card refers to the minimum amount that the cardholder should repay, including a certain proportion of the accumulated principal of consumer transactions, the principal of cash withdrawal transactions and related interest and expenses, and the sum of the unpaid part of the minimum repayment amount in the previous bill. (The minimum repayment amount is listed on the current bill)

Two. Calculation method of minimum repayment amount of credit card of Guangfa Bank

The minimum repayment amount of credit card of Guangfa Bank = X 10% of the total bill payable in the current period (5% for standard credit card, hope credit card and official credit card)+the minimum repayment amount outstanding in the previous period.

Tips:

Select the minimum repayment amount. As long as the repayment exceeds this amount before the repayment due date, there is no need to pay late fees, and the normal use record will not be affected. However, the current consumption amount cannot enjoy the interest-free period, and the revolving credit interest needs to be paid in full.