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What is the handling fee rate of CCB's 60-period car purchase?
1. What is the handling fee rate of CCB's 60-phase car purchase?

1400 or so. The handling fee rate of China Construction Bank for the 60th period is about 0.4%. Generally, you can choose 612/24/36/48/60 installment payment, and you need to pay the handling fee for the corresponding number of installments. CCB installment service is an installment payment service for customers with good credit record, stable professional income and normal consumption behavior. CCB has granted them a special installment pre-credit line in advance to meet the daily demand for large-scale consumer credit, and customers can spend at designated merchants after successfully handling it.

2. How to calculate the interest on credit card installment payment of CCB?

After handling the installment of CCB's credit card car, there is no interest as long as it is repaid in full and on time according to the bill every month.

Of course, depending on the car types purchased by the landlord and the number of installments, the bank may need to charge a car installment fee (if the bank and the car dealer or car manufacturer jointly hold activities, there will also be a discount of no handling fee), and the specific rate should be asked by the landlord's local CCB outlets or cooperative car dealers. The general handling fee rate is 12, and the handling fee is 4% of the loan amount, 8% in 24 installments and 65438 in 36 installments.

For example, suppose the landlord's car 1 0.5 million, the down payment is 50,000, and the total loan110,000 is divided into 24 installments.

Then the handling fee = 1000008%=8000 yuan.

Principal of each installment =100000/24 = 4166.67.

The first installment should be returned = 4166.678000 =12166.67 yuan (the car installment fee should be returned together with the first installment principal).

If the landlord has other questions, you can ask.

3. What is the installment fee for CCB's car purchase?

CCB's car staging is designated by the designated dealer. I suggest you log in to CCB Credit Card official website first to check whether there are designated dealers nearby and whether you support the car you want to buy.

In addition, not all CCB car purchase stages need handling fees, and many of them are 0 handling fees and 0 interest. You can check the credit card of CCB in official website or directly ask the cooperative dealer for details.

CCB applies for car installment loans, provided that you have a CCB credit card. If not, you should apply for one first, either go to the outlet or go directly to the CCB website.

The basic process of applying for car purchase by stages is:

(1) The customer first selects a car at the dealer and tests it, and negotiates with the dealer to determine the purchase price;

(2) Show your credit card and ID card, and fill in the installment payment application form;

(3) Distributor submits customer application materials to CCB;

(4) After the application is approved, the customer pays the down payment to the dealer and goes through the relevant formalities;

⑤ After receiving the dealer's notice to pick up the car, pay the final payment by credit card and pick up the car;

⑥ Repay by monthly installments through Longka credit card.

4. CCB Longka credit card car purchase installment 0 interest 0 handling fee What is the specific car knowledge problem?

Buying a car by installment with the dragon card of CCB means that the cardholder applies to CCB to use his dragon card (excluding business card) to buy a family car at the dealer designated by CCB and me, and the down payment is the car price minus the approved amount. After the approval of CCB, the actual installment amount will be repaid monthly within the time limit and a certain amount will be paid.

Introduction to related rules:

(1) China Construction Bank provides 24 (biennial) installment car purchase services.

(2) The installment amount of car purchase ranges from 200,000 to 200,000 (the installment amount ranges vary according to different models, please click "Cooperation -0008" for details). China Construction Bank will decide whether to approve or not and the amount of approval according to the cardholder's credit record and consumption behavior.

(3) Down payment (depending on the model, the down payment ratio of cooperative models is different "or consult 400-820-0008), and the down payment shall be paid by cash or debit card.

(4) Cardholder handling fee rate (one-time bill handling fee per month).

(5) The cardholder shall pay the vehicle loss insurance in installments when purchasing the Dragon Card. The insurance period is consistent with the installment period, and the insurance is the first period.

(6) If the installment amount cannot be divisible by the number of repayment periods, the system will automatically round off the repayment amount of each period.

(7) China Construction Bank reserves the right of final interpretation.