Hello, the processing time and credit card limit of your application depend on the bank you choose and your own credit situation. Generally speaking, the time is longer. If you need money urgently, you can also choose the Internet credit platform of regular big brands to apply online quickly. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Qianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.