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Can I pay by binding a credit card to WeChat?

Can I scan the QR code to pay by binding a credit card to WeChat?

Hello, WeChat supports binding a credit card, but whether you can use a credit card to pay on WeChat depends on two factors. : That is, whether a real transaction occurs and whether the merchant supports credit card payment.

Everyone should know that although credit cards can be bound to WeChat for scan-code payment, not all scenarios can be used. Usually only merchants that support credit cards online or by scanning the merchant's QR code offline can pay with a credit card. For example, if you scan a person on WeChat, you actually scan a personal payment code to pay. It is essentially a transfer payment and cannot use a credit card. When you choose the payment method when paying, you will see that the credit card is gray and there is a message like "Credit card is not supported." "Similar tips.

1. The specific operation steps are as follows:

1. WeChat payment, when swiping the POS machine or scanning the QR code, you can set the card you want to bind in advance. Open WeChat, click "" in the upper right corner, and then select payment.

2. There is a line of small words "Use this payment method first" in the middle of the payment interface. Click this to set the card you bind;

3. If you bind it If there are multiple cards, just choose this credit card to pay by default.

2. So in what scenarios can WeChat use credit cards and cannot?

Sending WeChat red envelopes and transferring money to friends in your address book cannot be used for WeChat payment via credit card;

For offline merchants that support WeChat payment, you can use credit card WeChat payment to purchase products or services;

In online malls and APPs that cooperate with WeChat, you can also pay with WeChat via credit card when purchasing goods in the mall.

So where can you open the QR code for WeChat credit card payment? You can click "Me" in the fourth column on the WeChat interface, click "Pay", click "Receipt and Payment", and select the preferred payment method. Can.

Can a credit card be bound to WeChat Pay?

A credit card can be bound to WeChat Pay. The method is as follows:

Tools: Mobile phone: OPPOA7. System version: ColorOS7.2. WeChat version: v8.0.23.

1. Enter the WeChat interface and click the payment option in My Options;

2. In the payment interface, click the wallet option;

3. In the wallet option, click the bank card option;

4. In the bank card interface, click the add bank card option, and then enter the payment password for verification;

5. In the add bank card interface, enter the required Add the credit card and click Next.

This way you can bind a credit card.

Can WeChat be bound to credit card consumption?

Yes.

1. WeChat that is bound to a credit card can only be used for payment at some merchants, and cannot be used for personal transfers, scan-code payments, face-to-face payments, etc. Whether you can use a credit card to pay by scanning the WeChat QR code must meet at least two conditions. One is that a real transaction occurs, and the other is that the merchant supports credit card payment.

2. Except for using WeChat scan code to transfer money and send red envelopes, they are basically real transactions. You must know that banks clearly stipulate that credit cards cannot be used for transfers. The most important thing is to see whether the merchant supports credit card payment.

3. The answer is yes. Most credit cards now support binding to WeChat for consumption and credit card use. Scan the merchant’s QR code and directly select the credit card and the payment will be debited. This is the same as offline credit cards. The nature of credit card swiping is the same, and there are also some point accumulation promotions that are also the same.

4. One thing to note is that the credit card bound to WeChat must be a credit card in your own name and cannot be bound to someone else's. After verification via mobile phone verification SMS, the binding will be successful. If the verification can be accepted without opening the bank SMS, the binding will be regarded as failed.

Operating environment: Honor 50 version number 4.0.2.193, WeChat 8.0.16

: The specific steps for binding a credit card to WeChat are as follows:

(1) Method 1:

1. First, we open WeChat, find "Me", and then click "Wallet" - "Credit Card Repayment" - "Add Credit Card";

2. Enter page, I entered my credit card information again. This includes information such as name and name. Be sure to enter it correctly;

3. After we enter this information, we can complete the card binding.

4. After the binding is successful, the bound credit card will be displayed on the credit repayment interface. Click on the credit card to make repayment. Of course, you can also unbind the credit card.

5. Currently, WeChat Pay supports debit cards and credit cards from the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank of China, China Guangfa Bank, Ping An Bank, Industrial Bank, and Minsheng Bank.

(2) Method 2:

1. Log in to your WeChat account with your mobile phone and click "Me" in the lower right corner;

2. Click "Wallet", After entering "Wallet", click "Bank Card",

3. Click "Add Bank Card", you will be asked to enter the WeChat payment password, and you must pass the verification to proceed to the next step

4. According to the requirements, only credit cards with the same name can be bound, so check whether the cardholder’s name displayed on WeChat is consistent with the credit card account opening name;

5. Enter the credit card to be bound and click Next. Enter the interface for filling in bank card information;

6. Select the card type, enter the credit card validity period, reserve a mobile phone number for card application, and click Next to enter the interface for verifying the mobile phone number; 7. Click to obtain the verification code. Use the reserved mobile phone number to receive the verification code. After entering the verification code, if the verification passes, the credit card will be successfully bound.

That’s it for the introduction of whether payment can be made by binding a credit card to WeChat.