There is a UnionPay logo on the credit card. The brand with UnionPay can be brushed anywhere. This is a credit card. Which bank are you from? You can call their customer service phone to ask, my card is free, and the repayment within 56 days is interest-free; The withdrawal is charged in proportion, and there is interest.

I don't know which hospitals have the logo of UnionPay, but I have had orthopedic surgery in Xiangya, Changsha. Of course, big hospitals can swipe UnionPay identification cards.