After using the credit card for a period of time, you can call the 24-hour customer service hotline of Industrial Bank at 9556 1 to apply for adjusting the credit card limit. Industrial Bank will also take the initiative to adjust the credit line according to the cardholder's credit record.
2. Temporary quota adjustment
If it is necessary to temporarily increase the credit limit due to traveling abroad, decoration, marriage and other reasons, you can call the 24-hour customer service hotline 9556 1 in advance to apply. The credit card temporary credit line is valid for one month, and the credit line will be automatically restored to the original credit line after expiration.
When using credit cards, you should pay attention to timely repayment after using the temporarily increased credit line, otherwise you will incur late fees and interest. Generally speaking, the validity period of temporary credit line is usually 1 month. The increased quota is usually 20%-50% of the existing quota.
The temporary increase of the credit card line of Industrial Bank is valid for one month. It should be noted that if the bank actively increases the credit limit of cardholders recently, the bank will not increase the temporary limit for the time being.