Legal analysis: Credit card money will be frozen by the court. The credit card is also part of the defendant's property and is legal property. The court has the right to go to the bank to inquire, freeze, and transfer bank deposits (including credit cards) due to judicial needs. If due to case handling or judicial needs, the court has the right to freeze the relevant bank accounts involved in the case; the court sends a letter to the bank, and the bank replies and signs, freezing the account in accordance with regulations; the general freezing period is six months, which can be extended once according to needs, and is generally extended for three to six months.

Legal basis: Article 242 of the "Civil Procedure Law" If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to inquire the deposits, deposits, etc. of the person subject to execution from the relevant units. Bonds, stocks, fund shares and other property information. The People's Court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform.

Article 2 of the "Provisions on Freezing Property": The people's court may seal up, detain, and freeze the movable property possessed by the person subject to execution, the real estate registered in the name of the person subject to execution, specific movable property and other property rights. The ownership of unregistered buildings and land use rights shall be determined based on the approval documents of the land use rights and other relevant evidence.