Generally speaking, if there is a negative number on your credit card bill, you don’t need to worry. It means that you have a deposit balance, which means there is an overpayment, so there is no need to repay it in this period.

Usually, there is a formula like this: the total amount of credit card repayment in the current period = the balance of the previous period - the repaid amount / other entries + the new signing amount / other expenses. If the "overdue repayment amount" is a positive number, it means that there are overdue accounts that have not been paid, and the current period needs to be repaid immediately, otherwise the overdue record will continue. If the "total amount of repayment in this period" is a positive number, it means there is a debt that needs to be repaid in this period; if it is a negative number, it means there is a deposit balance and no repayment is required in this period.

For credit card limits, there are two main types including daily credit limit and maximum credit limit. The daily credit limit refers to the conventional credit limit that can be used based on the cardholder's daily consumption habits; the maximum credit limit refers to the maximum credit limit that the cardholder can apply for as needed. When there is consumption demand that exceeds the daily credit limit, you can apply to increase the daily credit limit to the maximum credit limit through customer service channels.

When a negative number is displayed on a credit card bill, it is an overpayment. There is no consumption in this period, so a negative number is displayed on the bill (if you still owe money, then a positive number is displayed. number).

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