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Is it true that it is easier to get a loan with a credit card?
There are two aspects. If you have a credit card, the credit card is in good condition. If the credit card usage rate does not exceed 40%, it will be relatively easy to apply for a loan. If your credit card usage is relatively large, it is difficult to apply for a loan if the credit card usage exceeds 80%.

Overdue credit cards also have a great impact on loans.