1, bind debit card
If the cardholder has a debit card from the same bank, he can apply for the "automatic repayment" function through the bank, and the bank will automatically transfer the repayment from the debit card account to the credit card account on the repayment due date every month. Using this method of automatic repayment associated with debit card saves time and effort, and greatly reduces the probability of overdue repayment. However, it is necessary to ensure that there are funds in the debit card that can repay the credit card in the current month, which may require the cardholder to store money in the card from time to time. If you can bind your own salary card, you can save such trouble, of course, provided that the salary card and credit card are issued by the same bank.
2. Online repayment
People who are used to network operation can also use the network platform to repay their loans, and they can repay their credit cards with a click of the mouse. The cardholder opens the online banking of the contracted version, and repays the credit card arrears through online banking transfer.
In addition, inter-bank repayment can also be achieved in this way. At present, online banks of various banks have opened inter-bank transfer services. Cross-bank repayment can be realized by transferring money to the credit card of Bank B through the online bank of Bank A. In addition, UnionPay online payment and quick money websites all support cross-bank repayment. Choose different platforms and banks, and the charging standards and specific arrival time are different. There is a handling fee in this way, and it is generally not received immediately.
It should be reminded that there are still some unsafe factors in online banking.
3, deposit machine repayment
You don't have to go to the bank counter to repay. Now more and more banks are launching self-service halls. If there is a bank's self-service hall near Ms. Liu's new home and a credit card, she can go to the automatic deposit machine to deposit cash for repayment before the monthly repayment date.