Shanghai Pudong Development Credit Card has all the basic functions of ordinary credit cards, including the global universal function of signing up for consumption at more than 2 million merchants at home and abroad and withdrawing cash at 84, ATMs; The interest-free repayment period after consumption is up to 5 days; Recyclable and freely controlled circulating credit function; Supplementary card functions that can be enjoyed with family members.
RMB/USD dual-currency settlement: The credit cards of Shanghai Pudong Development Bank are those settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the consumption abroad amount in US dollars or RMB.
universal: this card is used by more than 2 million merchants and more than 84, ATMS around the world to withdraw cash.
RMB repayment in consumption abroad: You can register for consumption within the credit line without making any cash deposit in advance, withdraw cash and experience the relaxed and advanced consumption mode.
interest-free repayment period: this card can not only experience the new life of signing up for consumption, but also enjoy the interest-free repayment period of consumption. When signing up for consumption (excluding cash withdrawal) with this card, you can enjoy an interest-free repayment period of up to 5 days from the trading day to the due repayment date. The cardholder only needs to pay off the balance of the current arrears on the statement before the due repayment date, and there is no need to pay interest on these expenses.
minimum repayment amount: this card also provides minimum repayment treatment. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose to repay in this way. In addition to handling your own funds flexibly, you can also reduce the pressure of repayment. (the minimum repayment amount and the interest-free repayment period cannot be enjoyed at the same time)
Extended credit: after consumption or cash withdrawal, the available credit limit will be reduced correspondingly, but the credit limit will be restored accordingly after repayment-this is the revolving credit function! You can decide the amount of consumption and repayment according to your own needs and financial situation. It is easy to handle, and it also avoids many repeated procedures for applying for small loans.
cash withdrawal: this card can easily withdraw cash not exceeding the withdrawal limit at domestic automatic teller machines (ATMs) marked with UnionPay logo and overseas visa logo to meet emergency needs. (interest-free repayment period and minimum repayment treatment are not available for cash withdrawal)
supplementary card: you can apply for a supplementary card for your family. The supplementary card enjoys the same credit limit as the main card * * *, and all transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.