ID card and work certificate are the most important. There is no credit stain, and the card approval rate is around 70%, but the amount is generally low. According to the job position and income, it can be granted about 2000-8000 yuan, generally not exceeding 10000 yuan.

There are other certificates, if any, attached, your card will be more likely to be approved and the amount will be higher.

Real estate license/automobile driving license. Together with these two items, the card approval rate can reach 100%, and the quota will be very high.

If the above two items are not available, please attach:

Credit cards of other banks: copies and records of consumer repayment in the past three months (cards are used for cards)

Personal social security card; Even if you have a social security card, your chances will be higher.

There is also a greater probability of holding a national professional title certificate/high education/married/urban hukou/old age/card batch. These situations are a summary of my experience in handling cards in recent years, and I hope they are useful to you.