1. It's beneficial to withdraw the credit card: if you don't use up your credit card every month and leave a credit line of 2%-3%, the bank will think that you have a certain consumption demand, and at the same time, the bank will judge that your financial situation is good, which is very helpful for your credit card withdrawal.
2. it is beneficial to accumulate credit: credit cards should be used frequently, and 7-8% of the credit limit is beneficial to accumulate credit and increase the credit limit.
3. Avoid bank risk control: If the credit card is often emptied at one time, it means that the user's financial situation is not good, and the bank will focus on risk control. Banks that are often in a state of arbitrage also have reason to suspect that you are using credit cards illegally, which will also face the risk of reducing the amount or even sealing the card.