1. Please pay off the overdue payment as soon as possible to avoid further overdue payment and credit history damage.

2. If you can't repay in one lump sum, please contact the Postal Savings Bank to discuss the installment repayment plan.

3. During the overdue period, it is necessary to ensure good communication and take the initiative to get in touch with the Postal Savings Bank to explain the situation and seek solutions.

Detailed description:

First of all, after four days overdue, you need to take immediate action to pay off the overdue money as soon as possible. This is because overdue repayment will lead to late payment fees, which will have a negative impact on your personal credit record. By timely repayment, you can avoid the accumulation of extra expenses and maintain a good credit record.

Secondly, if you can't repay the arrears in one lump sum, I suggest you contact the Postal Savings Bank to discuss the possibility of repayment by installments. Through consultation with the bank, you can make a reasonable repayment plan according to your financial situation and gradually repay overdue funds. This flexible repayment arrangement helps to reduce economic pressure and provides opportunities to solve problems.

Finally, it is important to maintain good communication and take the initiative to communicate with the Postal Savings Bank to explain the situation. You can contact the customer service of the bank, explain the reasons for overdue and seek a reasonable solution. Maintaining good communication with banks helps to build trust and may get more support and help.

Extended data:

After overdue repayment, the postal bank can take some measures to recover the arrears. This includes, but is not limited to, telephone collection, letter reminder and possible submission of information to credit reporting agencies. In order to avoid the adverse consequences caused by overdue, we strongly recommend that you take action as soon as possible and actively cooperate with the bank to solve the problem.

Summary:

If it is overdue for 4 days, please pay off the arrears as soon as possible, or discuss the installment repayment plan with the Postal Savings Bank. At the same time, keep good communication with the bank, take the initiative to explain the situation, and seek the best solution. By taking active measures, the occurrence of extra expenses can be reduced and the personal credit record can be kept in good condition.