Credit cards can be applied by people who are qualified to apply, while ETC cards are limited to people who have cars.

1. etc credit card

At present, there are two business models of Express Card: one is the pre-paid stored-value card and charge card, and the other is the charge card of the post-paid withholding business bound to the bank account.

ETC is a fully automatic toll collection system that communicates with microwave equipment in ETC lane through "vehicle electronic tag +IC card" to realize the function of paying expressway toll without stopping.

Second, ordinary credit cards

Credit cards, also called debit cards. It is a non-cash transaction payment method and a simple credit service.

Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the billing date.