The calculation methods of different banks are different. Some banks with fast entry are included in the current month, such as Shanghai Pudong Development Bank, while some banks with slow entry are included in the next bill, such as China Merchants Bank and Bank of Communications. Banks are not uniform. To be on the safe side, it is recommended to spend on the day after the billing date to avoid overdue due to different banks.
the credit card billing date refers to the date when the bank settles your account, that is, the billing date.
the repayment date refers to the date when you have to repay before, otherwise you will have a bad record and generate interest.
calculation of credit card repayment date
1. calculation of ICBC credit card repayment date
the billing date and repayment date of ICBC are fixed. The billing date is the end of each month, that is, the 3th or 31st, and the repayment date is the 25th of the following month.
2. Calculation of credit card repayment date of CCB
The credit card repayment date of CCB is 2 days after the bill date. The billing days available for CCB credit cards are: 2, 5, 7, 1, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27. And the billing date can be adjusted, but it can only be modified once in a natural year.
3. Calculation of credit card repayment date of ABC
The credit card repayment date of ABC is 25 days after the bill date. At present, the credit card billing date of Agricultural Bank of China is: 1th, 2th, 17th and 7th of each month. The billing date is different for different card types, and the billing date cannot be modified.
4. Bank of China credit card repayment date calculation
Bank of China credit card repayment date is 2 days after the billing date. There are 28 credit card billing days in China Bank, and these 28 billing days are from 1st to 28th respectively. The billing date is randomly determined by the cardholder when applying for a credit card. Under normal circumstances, the cardholder cannot modify the billing date.
Reference:
Credit card due date _ Baidu Encyclopedia