A credit card application can be cancelled if it has not been issued. The closing method is to call the customer service phone of the credit card center actively and tell them that they want to cancel the credit card application.

after the mobile phone handles the credit card and receives the card, it calls the bank according to the customer service phone number on the card, directly selects the manual service according to the voice prompt, and puts forward the reasons for returning the card. If it is determined that it is really not necessary, it will directly tell the bank that there is no other reason for returning the card, because this is the right of the card user.

if the card is released after the credit card application, it cannot be closed, and you can only apply for cancellation of the credit card. However, after cancellation, it will be more difficult to apply for this bank's credit card again.

in addition, the credit card can be closed if it is not activated. But mainly, some banks' credit cards will generate annual fees even if they are not activated. If you don't pay attention, it is very likely that there will be overdue behavior, resulting in a bad record in the personal credit report.

The credit card application is comprehensively evaluated by the system, during which we refer to many factors, such as age, job stability, income, personal credit and so on.

credit card application conditions:

1. Whether it meets the requirements for issuing credit cards by banks;

2. The age is between 18 and 65;

3. Have a stable occupation and income;

4. Have good credit and the ability to repay the interest on time;

5. Natural persons with full capacity for civil conduct (robots, vegetarians, minors, and a certain degree of mental illness are not allowed).