The Agricultural Bank of China’s Jinsui QQ co-branded credit card is mainly issued to Tencent users, Tenpay members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools.

1. Annual fee: Jinsui QQ co-branded IC credit card is more favorable and can be exempted from annual fee; withdrawal and over-repayment handling fees are waived within the scope of the same bank; other item charging standards are the same as UnionPay standard IC Credit card and gold card are the same. It is worth mentioning that the card is valid for 8 years and can be set up as an additional card;

2. Privileges: For WeChat functions commonly used by mobile phone users, cardholders use WeChat to scan the QQ card exclusive QR code , you can also apply for a QQ card WeChat electronic bank card to check activities and special merchant information in real time; some Tencent users commonly use Tenpay for online shopping. This Jinsui QQ co-branded IC credit card enjoys the rights and exclusive benefits of Tenpay members. 94% off for recharging mobile phone calls through Tenpay channels, and enjoy joint VIP rights from Tenpay cooperative merchants. You can also receive premium QQ shows for free, automatically upgrade to light up the QQ panel icon, and enjoy 50% off for purchasing Q coins through online banking on Tencent’s official website. You can enjoy 93% off with Tenpay or Express Pay.

3. Card design: The product has two layouts: one large and one small. The large card is a standard magnetic stripe and chip composite card, and the small card is a stickable special-shaped card with only a chip. There is no magnetic stripe, and both large and small cards have standard credit applications and electronic cash applications, with a maximum limit of 200,000 yuan. This is also the first MINI special-shaped sticker card among many QQ co-branded bank cards;

4. Special functions: For example, it has the WeChat QR code information query function. Use WeChat to scan the QQ card exclusive QR code. By applying for QQ Card WeChat electronic credit card, cardholders can view promotions and special merchant information in real time. Cardholders also enjoy the benefits of “Tenpay membership”. They can become a Tenpay member for free and receive a number of Tenpay membership benefits, such as a minimum 94% off on mobile phone recharges and a minimum 93% off on Q-coin purchases. Agricultural Bank of China has also set up a special points gift redemption area for QQ card users. The "QQ co-branded card redemption area" includes derivative products such as Tencent Q coins, Tencent monthly products and QQ dolls, which is open to QQ card holders.