Linke University’s use of credit cards to issue scholarships resulted in bad credit: it will affect future loans and credit card applications

According to the regulations of the People’s Bank of China, all card-issuing banks are required to transfer customers’ consumption and repayment Payment records are uploaded regularly and cannot be tampered with. If you have used our credit card before, our bank will not make any negative comments on the usage record. It will only give you honest feedback on the historical usage record without any subjective judgment.

The "Regulations on the Administration of the Credit Reporting Industry" stipulates that the credit reporting agency shall retain bad personal information for 5 years from the date of termination of the bad behavior or event; if it exceeds 5 years, it shall be deleted.