If you already have an Everbright Bank credit card, which is in good condition and not overdue, you can directly apply for other Everbright credit cards. Generally, the card will be approved directly, and the two card limits are guaranteed.
1. Conditions for applying for Everbright Bank credit card
To apply for an Everbright Bank credit card, you need to be between 18 years old (inclusive) and 65 years old (inclusive), have full civil capacity, and have stable You can apply only if you have legitimate financial sources and a good personal credit record.
The main cardholder can apply for an additional card of the card for his or her eligible children or parents. The applicant for the additional card must be over 12 years old;
2. China Everbright Bank Credit card application information
1. Proof of identity: You need to provide a valid ID card or military officer's certificate. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide a foreigner's residence permit.
2. Work certificate: The original work certificate issued by the unit shall be stamped with the official seal of the unit or the seal of the Human Resources Department or the financial seal.
3. Proof of financial resources: income tax withholding certificate, certificate of self-owned property, certificate of self-owned vehicle, time deposit certificate of the bank, etc.
The above are the basic conditions for applying for credit cards at China Everbright Bank. Everyone knows that China Everbright Bank also improves the processing of high-limit credit cards. If you want to apply for a high-limit credit card, the conditions that need to be "followed" are not so Simple.
1. Enterprises with a registered capital of RMB 5 million or more (1. Meet the basic conditions for natural persons to apply for credit cards. 2. Can be proven to be the legal person and major shareholder of an enterprise with a registered capital of more than RMB 5 million. . )
2. Customers with a personal housing loan amount of more than 300,000 yuan (inclusive) in Everbright Bank and a total amount of personal business such as savings, financial management, and treasury bonds of more than 200,000 yuan (inclusive), and any account opening period 3 Customers more than 6 months old.
3. Non-commercial passenger vehicles with a displacement of 2.0 or more or a vehicle price of more than 180,000 yuan under my name;
4. State-owned enterprises in monopolistic industries (department manager level (inclusive) The above-mentioned middle and senior managers or persons in charge of municipal-level department managers or above)
5. Leaders at the section level or above or associate professors or above in public institutions such as education, science, culture and health, and civil servants above the science and technology level;
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6. Those whose annual after-tax income exceeds RMB 100,000 and have a fixed residence where Everbright Bank branches are located;