If you apply for installment payment, as long as your card status is normal and the installment limit is sufficient (the installment limit is set according to 100 of your credit card's permanent limit), you can apply for installment payment. If your card's permanent limit is 7,000, then the maximum installment amount you can apply for is 7,000 yuan. If you spend 3,000, you can apply for CCB's bill installment or consumption installment.

Consumption installment means that after consumption, you apply for installment for your single consumption of more than 1,000 yuan two days before the bill date. This is applied on a transaction-by-transaction basis. This is applied for a single transaction.

Bill installment means applying for installment payment of the billed consumption amount between the day after the bill date and the final repayment date (can only be applied for once in 30 days). The minimum application amount is RMB 500, and the maximum amount shall not exceed 90% of the total consumption amount in the issued bill (excluding cash withdrawals, installment payments and other transactions specified by CCB). This is applied for the entire billing period.

You can choose an installment to apply based on your own needs. Specifically, you can also log on to the CCB Credit Card website and click on the corresponding installment to learn more.