. ICBC credit card installment fee: no handling fee for 3 periods, 1.8 for 6 periods, 2.7 for 9 periods, 3.6 for 12 periods, 5.85 for 18 periods, 15.6 for 24 periods (one-time charge)
2. Agricultural Bank of China credit card installment fee: 0.6 per month (charged every month).
3. Bank of China credit card installment fee: 1.95 for 3 periods, 3.6 for 6 periods, 5.4 for 9 periods, 7.5 for 12 periods, 11.7 for 18 periods, 15 for 24 periods (one-time charge)
4. CCB credit card installment fee: 0.7 for 3 periods, 0.6 for 6 and 12 periods (charged every month)
5. CITIC Bank credit card installment fee: 2.5 for 12 periods (charged every month) charge).
6. Pudong Development Bank credit card installment fee: 0.72 for 3 periods, 0.7 for 6 periods, 0.66 for 12 periods (charged every month)
7. China Merchants Bank credit card installment fee: 2.6 for 3 periods , 4.2 for 6 periods, 7.2 for 12 periods (charged every month)
8. Bank of Communications credit card installment fee: 0.72 per month (charged every month).
9. Guangfa Credit Card installment fee: 0.65 for 6th and 12th periods, 0.7 for 18th period, and 0.72 for 24th period (charged every month).
10. Everbright Credit Card Installment Fee: Apply for installment repayment before consumption, 12-month installment, 0.5 per month. The types of bill installments include 3, 6, 9 and 12 installments, and the handling fees are 2, 4, 5 and 6 respectively (one-time charge)
Credit card installment interest-free repayment is actually a disguised form consumer loans, and the handling fee is equivalent to the interest rate of the consumer loan. Some banks charge fees that are actually higher than the bank's normal consumer loan interest rates. However, compared with consumer loans, credit card interest-free installment repayment is more flexible and convenient than normal consumer loans, both in terms of application procedures and repayment methods. Bank fees are too high. It is recommended that you install cloud payment software on your mobile phone. After installation, your mobile phone becomes a POS machine.