China Merchants Bank has always had a good reputation, and its credit cards are also very popular with cardholders. Recently, China Merchants Bank issued a new credit card-Doraemon MengMeng Puka. This card not only has a burst of value, but also has a low application threshold, which is suitable for old customers with China Merchants Bank credit cards. However, no matter how good a new credit card is, you must first understand the charging standard. Here are the annual fees of China Merchants Bank, UnionPay, Doraemon and MengMeng Puka.

China Merchants Bank Doraemon MengMeng Card belongs to UnionPay Puka, and the charging standard is as follows:

1, annual fee

Main card 100 yuan/year, auxiliary card 50 yuan/year; The annual fee is free in the first year, and the annual fee of the next year can be exempted if you spend 6 times at will (regardless of the amount and transaction form).

2. Production cost

Because China Merchants Bank UnionPay Doraemon MengMeng Puka is a special-shaped card collector's edition, after issuing the card, no matter whether the card is opened or not, the charge is 100 yuan/card.

3. Cash withdrawal fee

1) handling fee

Domestic: 1% of the cash withdrawal amount is charged for each transaction, and the minimum charge for each transaction is 10 yuan; Overseas (including Hong Kong, Macao and Taiwan): 3% of the cash withdrawal amount is charged for each transaction, and the minimum charge is 30 yuan RMB or US$ 3 per transaction.

2) Interest

From the trading day, interest will be charged at the daily interest rate of five ten thousandths.

4. Installment fee

According to the number of installments and the applicant's credit status, the billing installment fee rate is 0%- 1.67%.

5. Overdue fees

China Merchants Bank, UnionPay, Doraemon, MengMeng Puka will incur interest and liquidated damages for overdue repayment. The interest will be charged at 0.5 ‰ per day from the posting date, and the penalty will be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of RMB 65,438+00 or USD 65,438+0.

How much is the annual fee of China Merchants Bank UnionPay Doraemon MengMeng Puka? From the above introduction, it should be clear that the annual fee is not a problem as long as you get into the habit of using the card every day. In addition, as long as each bill can be repaid in full and on time, there will be no other expenses.

Related introduction:

How much is the Doraemon MengMeng card of China Merchants Bank? UnionPay Puka 1 10,000 graduated.

China Merchants Bank Doraemon MengMeng Puka Application Conditions: Only old residents are eligible to apply for a card.