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Does ABC Dream Platinum Credit Card not activate the annual fee? What's the impact?
In the credit card category, ABC Dream Platinum Card belongs to the advanced credit card, which can provide cardholders with value-added services such as airport parking, airport VIP room and five-star hotel discounts. Generally, these services are charged and will be deducted from the credit card in the form of annual fee, regardless of whether the credit card is activated or not. So, doesn't ABC Dream Platinum Card activate the annual fee? What effect will it have?

Does ABC Dream Platinum Card not activate the annual fee?

ABC Platinum Card is the platinum credit card of ABC, which conveys the spiritual connotation of dreams and happiness. Free annual fee during the validity period, positive energy card face, enjoy rich platinum rights.

That is to say, because the annual fee is exempted during the validity period of this credit card, even if it is not activated, the annual fee will not be deducted, and even if it is not activated, there is no need to worry about the annual fee.

Does it matter if ABC's Dream Burning Platinum Card is not activated?

Don't think that it doesn't matter if the burning dream credit card is not activated and there is no annual fee.

You should know that once the applied credit card is approved, even if it is not activated, the approval time and specific amount of this card will be displayed in the personal credit report, and the words "This card is not activated" will be displayed at the same time. Although it's not bad credit if you don't activate it, if there are too many "inactive" records, it may affect the success rate and amount of credit applications in the future, because the financial institutions that review your credit information will think that you lack the demand for loans.

In addition, inactive credit cards are likely to be stolen, especially when they are stolen together with mobile phones and ID cards. So I suggest that you really don't want to activate your credit card, so you might as well cancel it. However, if you choose to return your card in the "inactive" stage, your credit card application for Agricultural Bank will probably be rejected in the future.