pdd pays in full in installments first because the merchant will only give the goods to the user after receiving the full payment. The reason why installment payment requires full payment is because the merchant will only give the product to the user after receiving the full payment. For example, if the user wants to buy a mobile phone with a price of 2,000 yuan and chooses to pay in installments, then the system will start from the loan limit or A one-time deduction of 2,000 yuan will be made from the credit card limit, and the merchant will give the phone to the user only after receiving the money.

Notes

After making an installment payment, you must remember to repay on time every month within the installment period. Customers can choose to repay manually or sign an automatic deduction agreement. , the system will deduct the payment from the repayment account bound to JD.com. It should be noted that after the automatic repayment service is turned on, the system will generally deduct the payment one day before the due repayment date.