Take the Agricultural Bank of China as an example:
1. The credit card withdrawal limit of a bank cannot exceed 5% of your credit limit. In other words, the cash withdrawal amount must be lower than the credit limit, and if the credit card amount is used for swiping the card, the credit card amount must be deducted. For example, if the credit amount is 1, yuan, you can only withdraw 3, yuan at most.
2. Counter of the Bank: the cumulative amount of each card per day does not exceed RMB 2,. The cumulative amount of cash advanced by a credit card account in China in a single day shall not exceed RMB 2, (ATM machines and counter channels and cash advanced by main and supplementary cards). )
ATM machines: no more than RMB 2, per time, no more than 5 times per day for each card, and no more than RMB 5, per day in total; Among them, the cumulative amount of cash advanced by credit card accounts in China on a single day shall not exceed RMB 2, (ATM machines and counter channels and cash advanced by main and supplementary cards). The annual salary is 24, yuan. If you apply for a credit card, what is its overdraft limit?
Generally, the overdraft limit is about twice the monthly income.
That is, it is about 4, yuan.
If you apply for a credit card, there are gifts with an annual salary of 1, yuan. What is the overdraft limit of a credit card?
hello! The credit card limit of China Merchants Bank needs to be comprehensively evaluated according to your personal data. General Puka is 3-1 yuan, and gold card is 1-5 thousand yuan.
credit card application conditions of China merchants bank: the applicant should be 18-6 years old (foreigners are 25-6 years old), have certain economic ability and have a good credit record. You need to provide the following basic information: our credit card application, the work certificate file issued by the unit and the photocopy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwanese certificate and employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit). Please refer to our actual audit for the credit card application results.
In addition, it is helpful to improve the credit limit by providing the following information, such as: photocopies of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; Photocopy of real estate license (including my name)+photocopy of any water, electricity and coal invoice documents of the property in the past 3 months; Photocopy of my car driving license.
if the "fast application for new customers" channel of China merchants bank's credit card meets our credit card application standards, we will have a special person to contact you. Please try to apply::. cmbchina./product/newcustomer.aspx
You can also apply at the outlets. You can check the addresses and business hours of local business outlets through our website, and contact the nearest outlets for handling. Method: Please log on to the credit card website:. cmbchina./, click on the "service outlets" in the upper right corner, and select the city you need to inquire in the drop-down box. Or please specify the name of the nearest outlet, and we will provide you with the contact number of the outlet.
if you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view details > > :.cmbchina./Common/Default.aspx? Pageid=zxkf1 Can graduate students of Harbin Normal University apply for credit cards? What's the overdraft limit?
The minimum amount of YP card of Bank of Communications is 5, but if you are a graduate student, the limit may be higher.
There are many banks that can handle graduate credit cards.
Personally, it's best not to apply for a communication card. The interest is relatively high. CCB's application for a credit card is 3,. What should the overdraft limit be?
if you fill in the form of 3, yuan, you may not get the quota of 3, yuan. If it is approved, the limit will be 3,, and the maximum cash withdrawal is 5%. The daily cash withdrawal per card is limited to 2, yuan < P > What is the overdraft limit for applying for a credit card with 2,5 yuan per month? Hello, China Merchants Bank
. During the initial audit, the credit card limit was comprehensively evaluated according to the information attached to your application and your specific situation. Please refer to the audit results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB 1, yuan or equivalent USD, and the upper limit is RMB 5, yuan or equivalent USD. Under normal circumstances, the fixed amount of the general card ranges from RMB 1, to RMB 1,, and the fixed amount of the gold card ranges from RMB 1, to RMB 5,.
if you have any questions, please contact QQ Customer Service 4825555 or the new public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation. The available credit card limit is 5 yuan. What is the overdraft limit?
5 is only your available credit limit, but the credit limit refers to the maximum overdraft limit given to your credit card by the bank when approving your credit card. You can only spend by swiping your card within this limit, and beyond this limit, you can't spend by swiping your card normally. The credit limit is approved by comprehensive evaluation based on the information filled in when you apply for a credit card and the relevant certification files provided. The main card and the supplementary card enjoy the same credit limit. Under normal circumstances, the RMB limit and the US dollar limit of a dual-currency credit card can be converted to each other. For example, your limit is 3, RMB, and when you use the card abroad, your credit limit is equivalent to about 5, US dollars.
The credit limit will be adjusted by the bank on a regular basis, but you can take the initiative to provide relevant financial proof to request the adjustment of the credit limit. In addition, when you need a higher credit line in a certain period of time when traveling abroad or moving to a new house, you can ask for a higher temporary credit line.
I hope I can help you! What does the credit card overdraft limit mean? How to calculate the credit card overdraft limit
Simply put, you have a credit card with a credit limit of 1, yuan. You can spend 13, yuan on something, and then pay back the extra 3, yuan to the bank. The overdraft limit is how much more money you can withdraw from the bank for consumption. QQ applies for a credit card, how to apply, and what is the overdraft limit. How to calculate interest? Do I have to pay for the application?
This application is random, but the requirements for passing the audit are very high. Is the overdraft limit of credit cards that you don't have social security or are not approved by regular white-collar workers fixed? Can the overdraft limit be increased?
you can increase, increase or temporarily increase the amount, but it depends on your comprehensive evaluation on the computer.