ICBC credit card installments are available in six installments: 3, 6, 9, 12, 18, and 24, with the highest being 24.

You should also pay attention to the following points when applying for ICBC credit card installment:

1. The starting installment amount is 100 yuan. If it is lower than this amount, you cannot apply for installment.

2. Installment is generally requested three working days before the due date of repayment.

3. The day when the installment payment business is processed is the first installment deduction date, and the deduction dates for subsequent installments will be the same as the first installment. If the number of days in a subsequent repayment month is less than the first installment deduction date, the deduction for that month will be The payment date is the last day of the month.

4. Customers who have already made an installment payment can apply for an extension for the undeducted amount, but only one extension is allowed for the same installment payment business. The handling rate is the same as the installment payment handling rate. .

5. Apply for early repayment and the early repayment fee will be waived.

Extended information:

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder. consumption funds, and then allow the cardholder to repay the money in installments to the bank and pay handling fees. The bank will deduct consumption funds and handling fees from the cardholder's credit card account in installments based on the cardholder's application, and the cardholder will repay according to the monthly credit amount.

Advantages

The main benefits of credit card installment payment:

Enjoy now, pay later.

No guarantor required and the procedure is simple.

Timed and fixed amount, easy payment.

Pay as you please with any monthly repayment amount

More space to choose payment methods.

Business type

From the perspective of the form of installment payment, when cardholders handle this business, the starting amount of a single transaction is limited, and the installment repayment grade and handling fee are limited. The standards are also different; they can be roughly divided into three categories:

The first category is carried out by banks in cooperation with special merchants, but the product types are limited;

The second category is that banks provide product catalogs , the cardholder purchases from the catalog, and the bank then entrusts the supplier to deliver the goods to the customer;

The third category is not limited to merchants and goods. The cardholder applies to the bank for installment repayment after shopping. Just make a payment, and some banks even set the acceptance scope to be global.