detailed description:
1. The credit card has been overdue for three months and the full amount has been paid off recently, which means that you have paid off all outstanding debts.
2. The bank will usually decide whether to restore your credit card use right according to your credit status. Therefore, if you have no other bad records during the overdue period and can prove your repayment ability and financial stability, the bank may allow you to continue using the credit card.
3. In some cases, the bank may adjust or reduce your credit limit to reduce the risk.
4. please remember that it is very important to pay off the credit card bill in time in order to avoid overdue again.
5. If there is not enough information in the question, we can assume that you have no other bad records during the overdue period and can prove your repayment ability and financial stability after repayment, so you may continue to use the credit card.
Summary:
After the credit card bill that is overdue for three months has been paid off in full recently, you can still use the credit card under normal circumstances. But the specific result depends on the bank's credit evaluation and decision. It is recommended that you keep a good credit record and repay in time to maintain the right to use your credit card.
Extended information:
The impact of overdue on credit records is long-term. Even if you pay off the overdue bill, the credit rating agency may still keep this record in your credit report for a period of time. Therefore, when applying for loans or other credit products in the future, banks or financial institutions may consider your overdue history. Maintaining good repayment habits and credit records is very important for maintaining personal credit.