The maximum limit of a credit card can reach 10 million, such as the black gold card issued by ICBC and China Merchants Bank.

The reasons that affect credit card limits are:

1. Judging by the user's job, civil servants are the easiest to obtain high credit limits, followed by employees of public institutions, large enterprises, and foreign-funded companies. wait.

2. The personal credit record should be good, and there should be no overdue records in the credit report, which will affect the credit card limit.

3. Personal asset status, such as real estate, vehicles, deposits, etc.