Taking Guangfa Credit Card as an example, the differences between financial intelligence and cash withdrawal are as follows:

1. Inconsistent credit line: the wisdom of financial management is to borrow a sum of cash (transferred to the savings account in my name) and then repay it in installments, and credit card credit line or special installment line may be used, subject to the audit result; Cash withdrawal is the amount of cash withdrawn by credit card;

2. The fee is different: Caizhi Fund has installment fee but no interest; Withdrawal will generate withdrawal fees and interest;

3. Inconsistent repayment methods: financial funds are repaid in installments; Withdrawal cannot be repaid in installments, and it needs to be repaid on time according to the bill amount.

(Response time: 65438+20201October 23rd. Please refer to the latest business changes announced by Guangfa official website. )