Illegal.

It may be illegal to lend your bank card to others for payment. Bank regulations stipulate that all credit and debit cards can only be used by yourself. If you lend your card to others, you will be responsible for any consequences arising therefrom. If that person commits illegal activities, such as drug trafficking, money laundering, smuggling, fraud, etc., or has financial disputes with others, the public security officers will definitely trace him through his ID card and bank card.

Legal Basis

Article 177-1 of the "Criminal Law" Whoever obstructs the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be sentenced to: Or a single fine of not less than 10,000 yuan but not more than 100,000 yuan shall be imposed; if the amount is huge or there are other serious circumstances, the sentence shall be not less than three years but not more than 10 years in prison, and a fine of not less than 20,000 yuan but not more than 200,000 yuan:

(1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting forged blank credit cards in large quantities;

(2) Illegal holding of other people’s credit cards , a large number;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, buying, or providing others with forged credit cards or using false The credit card was obtained through fraudulent identification.

Anyone who steals, bribes or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Any employee of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.