1. Age requirement: Generally, citizens aged 18 are above the age limit, and 18-65 is the age limit. Need a copy of my ID card;

2. Stable repayment ability: generally, you are required to provide proof of work and income. In order to improve the success rate of application and credit limit, it is generally recommended that you provide proof of your own property, proof of your own vehicle and proof of bank assets. The card issuing standards of different banks are different, please determine according to the requirements of banks.

3. Good credit: that is, you are required to have no bad credit record. This condition will be inquired by the bank itself.

The best way to handle credit cards quickly is to provide more proof of funds. So, what information do you need to apply for a credit card?

1, certificate: I must provide my ID card, and some banks also require military personnel to show copies of their ID cards.

2. Position certificate: it can be the original position certificate issued by the employer (please indicate the company name, department, position and income, and affix the official seal or personnel seal of the company), or it can be the original position certificate verified by the promotion personnel and the marked copy, work certificate and business card.

3. proof of income: if there is no credit card, you need to provide the company's financial certificate to prove your income status and other relevant certificates; If you already have a credit card, many banks support it, which is convenient for many steps.

4. Other proof of funds: it can be a bank payroll record, an income tax withholding certificate, or a document that can prove your capital level, such as proof of the market value of real estate, cars, deposits and investments (such as real estate license/car driving license/bank time deposit). Other information also includes: social insurance in the last six months, detailed account list of individual provident fund, water and electricity bills, credit card bills of other banks, etc.