ICBC cards are divided into debit cards and credit cards:

ICBC debit cards are free of charge for RMB withdrawals at any ICBC business outlets or self-service equipment nationwide; withdrawals from other local banks’ machines are free. An inter-bank handling fee of 2 yuan/transaction or 4 yuan/transaction will be charged; when withdrawing money from another bank's machine in a different place, a handling fee of 0.5% of each withdrawal amount will be charged, up to a maximum of 50 yuan/transaction, and an additional 2 yuan/transaction will be charged. Or an inter-bank handling fee of 4 yuan/transaction.

The handling fee for domestic RMB withdrawals with ICBC credit cards (including local and overseas) is charged at 1% of the amount, with a minimum of 2 yuan and a maximum of 100 yuan. It is exempted for military official cards, and domestic transactions with Peony Platinum Cards and above. receive. Cross-bank transactions also require an additional handling fee of 4 yuan per transaction.

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Inter-bank deposit and withdrawal fees refer to the fees charged for depositing and withdrawing money in non-deposit banks as handling fees.

The reasons for charging handling fees for inter-bank deposits:

Inter-bank deposits and withdrawals need to go through UnionPay’s inter-bank clearing system to complete the transaction, and the UnionPay clearing system has regulations to charge handling fees, and Clearing between banks will also incur certain fees, so inter-bank deposits will charge certain handling fees.

Although commercial banks earn profits from deposit and loan interest rate spreads, fee income is also an important part of commercial banks' profit sources.

You can deposit money across banks, but there is a handling fee. The details are as follows:

1. ICBC charges 0.5% of the deposit and withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 0.5% of the deposit and withdrawal amount. 100 yuan per transaction. (Previously, the maximum was 50 yuan)

2. Bank of China charges 1% of the remittance amount, with a minimum of 1 yuan per transaction and a maximum of 50 yuan per transaction

3. China Construction Bank charges 1% of the remittance amount 0.5% of the remittance amount is charged, with a minimum of 2 yuan per transaction and a maximum of 50 yuan per transaction

4. Agricultural Bank of China charges 0.5% for out-of-region transfers, with a minimum of 10 yuan for each transaction and a maximum of 60 yuan for each transaction; for out-of-region transfers, an additional 0.5% is charged The minimum is 1 yuan, the maximum is 50 yuan

5. Bank of Communications: less than 10,000 yuan, 5.5 yuan; 10,000 to 100,000, 10.5 yuan; 100,000 to 500,000, 15.5 yuan; 500,000 to 1 million, 20.5 yuan

The handling fees for ICBC savings card/current passbook transfers and remittances (including within the same city and across places) are as follows:

1. ICBC to ICBC: There are no fees for all channels, except for express remittances;

2. Transfer from ICBC to other banks: There is no charge through mobile banking, ICBC e-Link, ICBC e-Campus and other channels.

3. Switching from another bank to ICBC: ICBC does not charge any fees. Please consult your remittance bank for specific standards.

If you deposit money from ICBC to a credit union, it is equivalent to an inter-bank remittance, and there is a handling fee. It is recommended to withdraw the ICBC card money and then deposit it at a credit union.

Inter-bank deposits and withdrawals require handling fees, which are the fees charged for depositing and withdrawing money at non-deposit banks as part of the handling fees. Generally used for ATM withdrawals. For example, ICBC charges 0.5% of the deposit and withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction.