How to reissue a damaged credit card?

Although fewer people carry cards when they go out these days, and most of them tie their cards directly to their mobile phones for consumption, there are also many people who carry a few commonly used credit cards with them, and it is easy to lose the card if they are not careful. If it is broken, or even broken directly, then the card needs to be replaced before it can be used. In fact, the method of re-issuing a discounted credit card is very simple and can be done with just one phone call. Let’s learn about it together.

How to reissue a damaged credit card?

We all know that to replace a debit card after a discount, you must go to a bank branch, and you may need to go directly to the local bank where you opened the account. This is not possible in other places. But replenishing a credit card is not that troublesome. Whether you are local or in another place, you only need to make a phone call.

If you want to apply for a new credit card, you can call the customer service number of the issuer, transfer to manual service, and apply to the customer service for a new credit card. The customer service will first verify your identity and then accept the card application after confirmation. . At that time, the bank will issue a new card and mail it to the delivery address reserved when applying for the card.

If the receiving address changes, for example, if you move or you are out of town, in order to ensure that you receive the new card, when you apply for a replacement card from customer service, change the address to the current one. An address where credit cards can be received.

One thing to note here is that many cardholders do not report the loss of their credit card when they replace their cards. Although the original card is discounted, the transaction is still done through other methods. After getting the new card, Upon activation, the old card will become invalid and its accounting information will be transferred to the new card.

The last thing to remind is that credit card replacement is not free. The replacement fee will be directly deducted from the credit card limit and included in the current bill amount. Everyone must remember to repay it.

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What should I do if the credit of Shanghai Pudong Development Bank is broken?

What should I do if the credit of Shanghai Pudong Development Bank is broken? Answer: If your Shanghai Pudong Development Bank credit card is broken, you can apply for a new one.

My ICBC credit card was accidentally disconnected today. What should I do to get a replacement card?

Please log in to ICBC e-Life, go to the "Finance" page at the bottom, and click "Settings" on the right side of the credit card. -Card Settings-Basic Settings-Change Card" function just follow the prompts.

Warm reminder:

If the application cannot be successfully completed, please call 95588 or the platinum card hotline 4000095588 to contact manual customer service.

(Answer time: November 15, 2019. In case of business changes, please refer to the actual situation.)

What should I do if my credit card is broken?

If it is China Merchants Bank Credit card, when the credit card cannot be used due to damage, breakage, blurred signature, degaussing of the magnetic strip, etc., the cardholder can apply for a new card, and the new card will be sent to your billing address within 2 working days. The new card and password will remain unchanged after renewal; if the old card is expired within six months, the validity period of the new card will be automatically extended for 5 years. You can log in to credit card online banking and click "Card Management" → "Card Reissue Damaged".

Handling fee for damaged card replacement: 15 yuan/card (VISAMINI card 15 yuan/per set or per card). If express delivery is required, an additional 20 yuan express fee will be charged. If your card does not have fixed services bound to it, you can also apply for a new card.

A bank credit card was accidentally broken, but the tape part is not damaged. Can I stick it on and continue using it?

Hello!

If the magnetic stripe of your bank card is not damaged, you can continue to use it.

However, due to reasons such as your personal use of tape to paste the card, the surface of the card is uneven, which may cause the machine to swallow the card when using it on a self-service machine. Therefore, it is recommended that you bring your ID card to a bank branch. Handle damaged card replacement business to avoid unnecessary trouble during use.

Hope I can help you O(∩_∩)O~~

What to do if the credit card is broken

If the China Merchants Bank credit card is damaged, the signature is blurred and the magnetic stripe If it cannot be used due to degaussing or other conditions, you can use the following method to replace the damaged card:

Mobile Banking: After you log in to mobile banking, click "My-All" to find "Card Management-" under "Credit" Card. Card Damage Renewal", click this menu and follow the prompts.

Online Banking: After you log in to online banking, click "Card Management - Card Damage Renewal".

Warm Tips

1. The CVV2 will change after the card is damaged or replaced.

2. The new card will be the same as the old card (except for the UnionPay magnetic stripe card, which will be replaced by the UnionPay IC card).

3. There is no need to reset the query password and transaction password after the card is damaged.

4. After applying for damage, the old card can continue to be used once the new card is opened. It will become invalid immediately. It is recommended that you cut off the old card and destroy it to avoid confusion.

This is the introduction of what to do if the credit card is broken.