Because young people in today's society are under greater pressure. Credit cards have become a hot topic. Some netizens asked what to do if the ICBC credit card consumption does not reach 200,000? You can bring your ID card and bank card to the ICBC counter and ask the staff to cancel the bank card restriction to solve the problem.

1. How to limit consumption with ICBC credit cards

How to set the bank card consumption limit: You can bring your ID card and bank card to the counter. You can call customer service and follow the voice prompts to limit bank card consumption. You can log in to online banking to set consumption limits. Set up the process on the Internet: Open the bank's official website. Enter your account number, password and verification code in the pop-up login window, and then log in to online banking. After logging in, select "Payment Station" and then "Entrusted Withholding". Then select "My Commissioned Withholding" and select "Modify". Just set the ideal limit to two limit modifications.

2. What to do if the credit card consumption does not reach the amount and the annual fee is incurred

If you enter the credit card blacklist, it is not a simple bad credit record. 1. No bank will give you a credit card anymore; 2. Loans to buy houses and cars will not be approved by banks; 3. It may affect your work: some small companies may not care, but if you want to go to a big company, it will be difficult. 4. If it is a legal person, the bank will refuse to lend to your company. 5. Legal sanctions: Generally, a simple credit card blacklist will not bring jail time, but will only accept the punishment from the bank; but if it is determined to be a malicious overdraft, and the bank has repeatedly failed to repay the loan, and the amount is large, the bank will report it to the public security Report the crime to the authorities, and you may be sentenced if it reaches this level. A credit loan refers to a loan issued based on the borrower's credit without the borrower needing to provide guarantee.

You can know the above. When using a credit card, you must remember to repay it on time, otherwise you will be blacklisted by the bank and have a bad credit record. In this way, no more banks will apply for credit cards, and it will also have a certain impact on your work.