According to the official information of WeChat, WeChat has not clearly announced the specific policy of banning accounts due to frequent use of credit cards to collect payments. However, WeChat has some protection mechanisms to detect abnormal account activity, including abnormal payment collection behavior. If your payment behavior triggers a warning from the system, your account may be frozen, restricted or otherwise restricted. To avoid encountering problems, it is recommended that you:

1. Comply with WeChat usage regulations: When using WeChat payment, make sure you are operating within legal and normal business activities. Avoid violating the relevant regulations of WeChat Pay.

2. Reasonable use of credit card collections: If you really need to use credit cards frequently to collect payments, it is recommended that you reasonably disperse the collection amount and collection time to avoid abnormal collection patterns.

3. Regularly monitor account activities: pay attention to your own account, discover any abnormal activities or prompts in a timely manner, and consult and solve problems through WeChat customer service channels. Please note that the above suggestions are based on current knowledge only and are not a guarantee that no problems will occur. In order to obtain accurate information, it is recommended that you contact WeChat Pay’s customer service department to inquire about the specific regulations and restrictions on using credit cards to collect payments.