If a credit card is frozen due to expected repayment, there is no minimum payment. It is recommended to repay in full as soon as possible, otherwise, interest and late payment fees will increase. After repaying the balance in full, call 95588 customer service, credit card service, or manual service to apply for unfreezing the credit card. If the credit card cannot be unfrozen, the card can only be canceled. Credit cards and loans cannot be applied for at least 5 years.