In the United States, if the card held by the cardholder is a credit card or debit card issued by UnionPay +VISA, UnionPay+MasterCard or UnionPay+any other card issuer, the system will automatically choose another card issuer for settlement, which will also mean that consumers cannot be exempted from the exclusive reduction of the currency conversion fee ranging from 0/%to 2% of UnionPay channel/KLOC.
However, if the card held by the cardholder is a single identification card issued by UnionPay alone, it can not only swipe the card unimpeded in the United States, but also enjoy various benefits of UnionPay. Under normal circumstances, using the standard UnionPay card starting with 62 can guarantee to enjoy the benefits of UnionPay network.