2, yuan, divided into 6 installments, and the interest rate of handling fee is .6%. Calculated:
Handling fee: 2, * .6 = 12 yuan/month for 6 months * * Calculation: 12*6=72 yuan.
principal: 2/6=3333.33 yuan/month
it needs to be returned every month: 12+3333.33=3453.33 yuan.
for the consumption of 2, yuan, if you apply for 12 installments, the monthly repayment amount = monthly repayment installment principal+monthly repayment installment fee = 2,/12+2, * .6% = 1,666.67+12 = 1,786.67 yuan. There are many types of credit card installment in CCB, such as consumption installment, bill installment, cash installment, car installment, housing installment, etc. The number of installments is generally 3, 6, 12, 18 and 24, which is up to you to choose. Of course, there will be a handling fee if you need to installment.
The function of CCB credit card:
(1) Reflect the movement of funds. Clearing cards is the classification of capital movements according to economic content. One accounting item reflects a kind of economic business, and each accounting item reflects the totality of capital movements from different aspects. Every accounting subject is a link that reflects the movement of funds, and the accounting subject system is a link that reflects the movement of funds.
Through the information provided by an accounting subject, we can know a certain aspect of the fund movement, for example, the subject of "fixed assets", and provide information on the increase, decrease and existing amount of fixed assets in a certain period, which can reflect the situation of fixed assets; Through the information provided by all accounting subjects, we can fully understand the basis of accounting. As a basic accounting system, clearing cards stipulates the accounting scope, specific contents, accounting methods, methods of compiling accounting entries, detailed accounting and requirements of registering account books. Organize accounting according to the provisions of accounting subjects: set up accounts in account books; Handle daily accounting matters, determine accounting entries and prepare accounting vouchers; Register books, etc.
(3) means of accounting management. The relevant regulations on clearing cards are the standards for controlling daily economic activities, such as controlling the income and expenditure of monetary funds, the increase and decrease of materials, etc. This control is an institutional control in advance. If the provisions of accounting subjects are specific, comprehensive and correct, we can give full play to this role of prior control.