1. Dual-currency credit cards with UnionPay logo: commonly used dual-currency credit cards issued by banks in China (the cards have logos such as VISA or MASTERCARD in the lower right corner; UnionPay logo in the upper right corner can also be used in the United States, but it can't be traded through UnionPay network, only through other bank card networks. Therefore, when customers go to the United States, they can carry UnionPay debit cards and dual-currency cards at the same time. Try to use UnionPay debit cards when you can use them. In this way, RMB can be directly used for settlement, just like swiping a card in China. You can use a dual-currency credit card where you can't use a UnionPay debit card, but you should remember to go through the formalities of purchasing foreign exchange for repayment when you return to China.

2. Credit card swiping machine (POS machine): In the United States, as long as credit cards can basically be used on credit card swiping machines, transactions can be made without entering a password.

Many shopping stores in the United States are national chain stores, such as GAP, Banana Republic, Ann Taylor, Guess, Nine West, Nike, Polo Ralph Lauren and other consumer electronics stores, which are very popular in the United States. Many of these brand stores can use credit cards, and all the stores in the country can.

3. ATM cash withdrawal: Many ATMs in the United States can use UnionPay credit cards to withdraw cash.

In the United States, when spending or withdrawing cash by swiping UnionPay cards, the exchange rate will be the USD selling price of Bank of China on the day of the transaction, which will be directly converted into RMB and deducted from the cards. There is no need to pay any handling fee for spending credit cards in stores as in China. To withdraw cash through ATM, you need to pay a certain amount of handling fee, and the standard of each card-issuing bank is different, the minimum is 1 yuan RMB. In addition, in some areas of the United States, the use of ATM machines requires an additional terminal utilization fee of about 2 dollars, and there will be a prompt on the screen, which can be operated directly after confirmation.