2, save money, many credit cards and businesses have cooperation or promotion, such as cash discount, or 50% or 20% discount on the designated date of brand catering or watching movies. In addition, credit card points can also be exchanged for daily life gifts, absolutely not cash consumption!

3. Convenient. People with VISA or MasterCard logo on their credit cards can swipe their cards abroad, but they must first exchange them for cash or savings cards. There is a VIP lounge with credit cards for free reception at the airport in high-speed railway station, and credit cards also have the function of free driving.

4. Relieve the economic pressure. If the one-time payment with a large consumption amount is stressful, you can swipe your card, and then you can pay in installments to facilitate repayment.

5. Accumulate personal credit records, use more credit cards and repay on time, which can improve the credit limit and credibility. At the same time, you will have a good credit record in the personal credit database of the People's Bank of China, which will make it much more convenient to buy a house and a car loan in the future.