1. Cardholders can use credit cards as much as possible in their daily consumption, especially to increase the expenditure of large-scale consumption (except wholesale consumption, which is not conducive to increasing the credit limit and may be suspected of illegal cash withdrawal).
2. After spending continuously for several months, you can take the initiative to apply to the bank, and the card department will decide whether it is necessary to increase the limit according to the cardholder's consumption record. After the credit limit is raised, you can apply to the bank again after using it for a period of time, about three months, and gradually increase the credit limit.
3. Provide proof of asset income
Proactively provide proof of asset income to the bank, and the more detailed the proof materials provided, the higher the income, and the higher the credit line approved by the bank may be.
4. Repay in full and on time
Try to repay in full and on time every month. Repayment is an important item in credit card records. Cardholders should try their best to avoid paying interest beyond the interest-free period because of late repayment, otherwise it will not only be conducive to improving the credit limit, but also may cause a stain on the credit record.
5. Temporary increase line
If there is a demand for large consumption, you can temporarily ask the bank for a temporary increase line. The general term is one month, and some banks will take the initiative to increase the credit card limit on holidays. After the cardholder puts forward the request for increasing the quota, the bank will determine the final range of increasing the quota by reviewing the cardholder's consumption demand and past card use records.